Friday, February 20, 2009

Weekly Mentoring Call

Last night on the call, I told Diane that I wanted to learn more about the actual process. I told her I understood the need to do research on properties and I have committed to doing research on at least 20 properties a day. So.... we got further into the process....

We discussed seller financing options. For seller financing you need to find "motivated sellers". These are people that have gone through a lot at this point. They have gone through the entire grieving process and have finally ended up at desperation. Now, this may seem cold hearted and to some people this may seem like we a re taking advantage of these people. If this is how you look at it, then that is exactly what you would be doing. On the other hand, if you look at this situation, as a situation to help someone get out of a horrible situation, well then you are providing a valuable service.

Without you, these people will most definitely be foreclosed on or the bank will "short sale" the property. As I mentioned before, a "short sale" is when the bank shorts themselves out of their money to avoid losing more. In a case like this, if the home owner has allowed their property to head into foreclosure proceedings and have no way of getting out of this horrible situation, the bank will put up a short sale to avoid the property value dipping further and therefore taking a greater loss.

That's where we come in... We offer to take over the title in exchange for repaying the back payments owed on the property. We would also offer terms for overall payment on the property. We would accomplish this by getting the home owner to agree to terms and sign a contract. Then after the home owner vacates the property, we would place approved renters in the property, paying a monthly rent and creating a positive monthly cash flow on our investment.

Diane also gave me the contact information for a realtor who also does property management in Memphis. His name is Chris Peak and I plan on contacting him today to discuss future plans. I will post more information on what role he will play after I contact him.

Quote of the Day

"Karma is the eternal assertion of human freedom... Our thoughts, our words, and deeds are the threads of the net which we throw around ourselves."
-Swami Vivekananda

7 Spiritual Laws of Success

The Law of Least Effort

The fourth spiritual law of success, the Law of Least Effort, is based on the fact that nature's intelligence functions with effortless ease, with carefreeness, harmony, and love. This is the principle of "Do less, and accomplish more." When we learn this lesson from nature, we easily fulfill our desires.

If we observe nature at work, we see that the least effort is expended. Grass doesn't try to grow; it just grows. Fish don't try to swim; they just swim. This is their intrinsic nature. It is the nature of the sun to shine. And it is human nature to make our dreams manifest into physical form - easily and effortlessly. What is commonly called a "miracle" is actually an expression of the Law of Least Effort.

Least effort is expended when our actions are motivated by love, because nature is held together by the energy of love. When we seek power and control over other people, we spend energy in a wasteful way. When we seek money for personal gain only, we cut off the flow of energy to ourselves, and interfere with the expression of nature's intelligence. We waste energy chasing the illusion of happiness, instead of enjoying happiness in the moment. Attention to whims of the ego consumes the greatest amount of energy. But when our internal reference point is our spirit, our actions are motivated by love, and there is no waste of energy. Our energy multiplies, and the surplus energy we gather can be channeled to create anything we want, including unlimited wealth. When we harness the power of harmony and love, we use our energy creatively for the experience and evolution.

How can you put the Law of Least Effort into action? There are three things you can do. The first thing is to accept people, situations and events as they are, not as you wish they were, in this moment. This moment is as it should be, because it took the entire universe to make this moment. When you struggle against the moment, you struggle against the entire universe. You can intend for things to be different in the future, but in this moment, accept things as they are.

The second thing is to take responsibility for your situation and for all the events you see as problems. This means not blaming anyone or anything for your situation, including yourself. Responsibility means the ability to have a creative response to the situation as it is now. All problems contain the seeds of opportunity, and this awareness allows you to take the moment and transform it into a better situation.

If you do this, every upsetting situation becomes an opportunity for the creation of something new and beautiful; every tormentor or tyrant becomes your teacher. The relationships you ahve attracted in your life are precisely the ones you need at this moment; there is a hidden meaning behind all events that is serving your own evolution. And if you choose to interpret reality in this way, then you will have many teachers and many opportunities to evolve.

A third way to put the Law of Least Effort into action is to practice defenselessness. This means relinquishing the need to convince others of your point of view. By doing this, you gain access to enormous amounts of energy that have previously been wasted.

When you have no point to defend, you stop fighting and resisting, and you can fully experience the present, which is a gift. When you embrace the present, you begin to experience the spirit within everything that is alive, and joy is born within you. As you drop the burden of defensiveness and resentment, you become lighthearted, joyous, and free. In this joyful, simple freedom, you will know that what you want is available to you whenever you want it, because your want is coming from a state of happiness, not from a state of anxiety and fear.

The Law of Least Effort assures us that there is always a simple, natural path to fulfillment. Nature's intelligence unfolds spontaneously through the path of least effort and no resistance. This is the way you can live, too. When you combine acceptance, responsibility, and defenselessness, your life flows with effortless ease. Your dreams and desires flow with nature's desires. Then you can release your intentions without attachment, and when the season is right, your desires will blossom into reality.

To experience the Law of Least Effort:

-Accept people, circumstances, and events as they are in the moment. When confronted with any challenge, remind yourself, "This moment is as it should be," because the entire universe is as it should be.

-Take responsibility for your situation without blaming anything or anyone, including yourself. Every problem is an opportunity to take this moment and transform it into a greater benefit.

-Relinquish the need to defend your point of view. In defenselessness, you remain open to all points of view, not rigidly attached to one of them.

Healthy ME - Recipe

Crispy Hippie
1 cup of 2% milk. One scoop of chocolate protein powder. Add 2 tablespoons non-fat french vanilla creamer, 1/4 cup low fat granola, 1 frozen banana (peel & wrap in plastic prior to freezing), 1 tablespoon of low-fat peanut butter, 2 tablespoons sugar-free Nestle's Quick. Blend at high speed for 45 seconds.

Healthy ME - Day 9

Leg Day! EESH! I am gonna be sore tomorrow for sure! Oh well! No pain... Yeah whatever! :P

I stuck with a very similar routine again. I am still doing the Chicken and Salad routine for my meals. I really attacked the abs this morning too.

Being that it was leg day, I figured that squats would be a good choice for the exercise of the day.

Barbell Squats:


Workouts: Squats With a Barbell -- powered by ExpertVillage.com